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Life Insurance Claims Lawyer Near Me

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Life Insurance Claims Lawyer Near Me

Life insurance can be an important financial tool in one’s estate planning, and the policies that many employers offer can be a real perk. However, when it comes time to file a claim for life insurance benefits, many families learn that receiving these benefits can be harder than they imagined.

If you are a beneficiary of a life insurance policy and your claim for benefits was denied, the best course of action is to consult with an experienced life insurance claims lawyer near you.

How a Life Insurance Claims Attorney Can Help

Losing a loved one is already heart-wrenching, and dealing with a denied life insurance claim only adds to the stress. But don’t give up hope just yet – Monahan Tucker Law is here to help.

We represent clients with denied insurance claims, including life insurance, and we have a proven track record of successfully challenging insurance companies to get our clients the benefits they deserve. If your claim has been denied, we can navigate the legal process for you so you don’t have to face it alone. We understand the complex regulations and technicalities related to insurance law, and we will negotiate with the insurance company on your behalf.

Reasons for Denied Claims

Insurance companies often deny or reduce valid claims for several reasons. Some common bases for denial include:

Exclusions for Intentional Acts or Substance Use – Claims arising from accidents caused by the insured’s behavior may be denied based on policy language excluding death due to “intentional acts.” This can include activities like driving under the influence or engaging in reckless behavior. However, when insurers push these exceptions too far, we can help you fight back.

Accidental Death and Dismemberment Policies – These policies only pay benefits for deaths resulting from accidents, not illnesses. Insurance companies may try to blur the line and deny claims by attributing accidents to underlying health issues. Fortunately, careful investigation often reveals the truth and helps overturn these denials.

Lapse in Payment – Failure to make premium payments can lead to a policy lapse, resulting in the beneficiary being ineligible for benefits. However, there are exceptions where the insured may not be at fault, and the insurer can still be obligated to honor the contract.

Material Misrepresentation – Innocent mistakes on your application can lead to a denial. Even something as small as an error in reporting your age can result in a claim rejection. Insurance companies have a two-year window to review your application for errors, so it’s crucial to address any issues promptly.

Protect Your Rights by Consulting with an Experienced Life Insurance Claims Lawyer Near You

The dedicated life insurance claims lawyers at Monahan Tucker Law recognize how important your life insurance claim is to you and your family, and we have an impressive range of experience helping clients like you prevail with resolutions that support their rights and best interests. We take immense pride in our formidable track record, and we welcome your inquiries – so please don’t wait to contact us for more information today.

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Experience

Our attorneys have decades of experience with insurance litigation and an unparalleled track record of success.

Integrity

Your trust is important to us. From our first consultation through litigation, we will be transparent with you, and we will hear you every step of the way.

Quality

We are one of the rare firms that can provide first-hand knowledge of how your insurer thinks and reacts, and has consistently prevailed in some of the most complex and high value insurance disputes seen in ERISA and non-ERISA litigation.

Strength

Our attorneys trained at some of the most aggressive large law firms in the world. Though we believe there are usually better ways to litigate and resolve disputes, our opposition does not always agree. When necessary, we are masters of unrelenting, tenacious litigation. When you hire us, you turn the insurer’s previous weapon against it.

Compassion

We do this work because we want to be here, for you. We understand what you have been through, and that everyone has times where they need support. One of the strongest steps for yourself and your family is to ask us for help. Together, we’ve got this.

What Our Clients Have To Say

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Helping clients in California, Oregon, Washington, Nevada, and Arizona.