Los Angeles Long-Term Disability Lawyer

Los Angeles Long-Term Disability Lawyer

When you become unable to work due to a disability, the financial burden can become intense. If you have a long-term disability insurance policy, you are probably counting on those benefits to support you and your family. So it can be quite surprising when your claim for benefits is denied, but the reality is this is a common occurrence.

In Los Angeles, dealing with a long-term disability claim can be challenging, especially while navigating the daily obstacles of your disability. But you don’t have to face it alone. A Los Angeles long-term disability lawyer is here to help you fight for the benefits you deserve.

LTD Benefits: The Basics

Long-term disability (LTD) insurance is a form of private coverage that some employers choose to offer. It can also be purchased through private LTD plans. Providers, policies, and specifics tend to vary from plan to plan, but the basics usually include the following:

• Workers with successful LTD claims receive a specific percentage of their pre-injury. This is normally paid each month, but in some cases, a lump sum settlement may be offered. 
• LTD benefits can last from several months to several years or can last until the recipient reaches retirement age, depending upon the policy. 

LTD policies can prove especially beneficial to employees who suffer serious injuries or illnesses, but only if their claims are given fair consideration by the insurance company. Unfortunately, that is often not the case, and valid claims are frequently denied. In the end, the LTD insurance provider is motivated by profits, and if they can get away with not settling or settling for less, they’re likely to do so. But an experienced and assertive LTD lawyer can help.

If you have a long-term disability claim, seeking the professional legal counsel of an experienced Los Angeles long-term disability lawyer early in the process is an important first step.

The Unique Advantage of Monahan Tucker Law

Hiring an experienced long-term disability attorney to handle your claim or appeal ensures that you will have a strong advocate in your fight for benefits. Our founding attorney, Stacy Monahan Tucker, spent over a decade working for insurance companies. She has a deep understanding of the methods they use when reviewing claims because she used to be the attorney advising them on those methods. This unique perspective sets our firm apart from other attorneys. 

Having a lawyer who is licensed to practice in your jurisdiction and has strong ties to the courts in your area is also important. Beware of firms that take a nationwide approach only to pass your case to a local attorney without your consent. Alternatively, some attorneys may push to file your lawsuit in their own local courts, which may not work in your favor. Different jurisdictions have different laws and practices – you deserve an attorney who prioritizes your best interests, not their own. 

At Monahan Tucker Law, our attorneys are licensed to practice in California, Oregon, Washington, Nevada, and Arizona, and your case will always be handled by an attorney with significant courtroom experience.

Reach Out to an Experienced Los Angeles Long-Term Disability Lawyer Today

At Monahan Tucker Law, our Los Angeles long-term disability lawyers appreciate the gravity of your claim and are well prepared to fiercely advocate for the best possible resolution – in the protection of your rights and future. We are on your side and here to help, so please don’t delay in contacting us for more information about what we can do for you today.