Oakland Disability Claims Denial Attorney

Oakland Disability Claims Denial Attorney

Long-term disability insurance, which is often available through an employer, is intended to provide financial compensation in the event that you are unable to continue working due to an illness or injury. After faithfully paying your premiums for years, it’s reasonable to expect that these benefits will be there when you need them, which is why receiving a denial letter from your insurer can come as such a shock. At Monahan Tucker Law, our Oakland disability claims denial attorney can become a strong ally on your side in this situation, providing the trusted legal guidance you need to file an appeal or take other legal action if necessary.

Dealing With a Long-Term Disability Claims Denial

Dealing with insurance companies is rarely easy. As for-profit businesses, they have a financial motive for denying or reducing claims. This is particularly true when dealing with long-term disability (LTD) coverage. Insurers look for any opportunity to deny or reduce a claim, often resulting in claims that are wrongly denied or delayed.

If you are dealing with an LTD claim denial, Monahan Tucker Law can provide strong, reliable legal guidance. Steps we can take on your behalf include:

• Reviewing all policy documents and the terms of your coverage;

• Reviewing medical records you submitted to the insurer and gathering more evidence as needed;
• Reviewing correspondence you received from the insurer and addressing common issues, such as clerical mistakes and excessive paperwork requests;
• Taking the actions needed to file an LTD disability appeal. 

How ERISA Impacts Long-Term Disability Claims

The Employee Retirement Income Security Act of 1974 (ERISA) is a complex federal law that applies to employer-provided benefits, including long-term disability coverage. It provides strict guidelines for how benefits programs should be managed and administered, as well as provisions for dealing with denied claims. Under ERISA, you have the right to appeal a disability claims denial, but it is important to act quickly. There are strict timelines that, if not followed, could jeopardize your rights to LTD benefits.

At Monahan Tucker Law, our experienced Oakland disability claims denial attorney can guide you through the appeal process. This includes: 

• Filing a notice of your intent to appeal;
• Appearing on your behalf at administrative hearings;
• Making strong legal arguments in support of your claim;
• Filing a lawsuit against your insurer if your benefits continue to be wrongly denied. 

Get Our Oakland Long-Term Disability Appeals Attorney on Your Side

You count on employer-provided disability benefits to be there when needed, so it’s understandable that a claim denial can leave you feeling betrayed, angry, and frustrated. But you don’t have to go it alone.

When dealing with a long-term disability claim denial, Monahan Tucker Law can act as a strong ally on your side. Our founding attorney, Stacy Monahan Tucker, began her career working for insurance companies but quickly realized her true mission was to help those fighting for the insurance benefits they deserved. Now, Stacy uses her unique insight into the insurance company’s tactics to help her clients win.

Call or contact our LTD appeals attorney online today to request a consultation. We proudly serve clients across the country from our offices in California, Washington, Oregon, Arizona, and Nevada.