San Francisco Long-Term Disability Lawyer

San Francisco Long-Term Disability Lawyer

Living with a disability can be overwhelming, and when it prevents you from working, the financial burden can seem like too much to handle. That’s where long-term disability insurance benefits come in. At least, they should, but valid claims for long-term disability benefits are often denied by insurance companies looking to maximize profits. 

Pursuing a long-term disability (LTD) claim can be a daunting task, but you don’t have to face it alone. A San Francisco long-term disability lawyer from Monahan Tucker Law can help you fight for the benefits you deserve. With their experience and skill, they will provide legal guidance, negotiate with your insurance company, and represent you in court if necessary. Rest assured, with their help, you can navigate the claims process with confidence and peace of mind. Contact Monahan Tucker Law today.

How a Long-Term Disability Lawyer Can Help

The process of filing a claim for long-term disability benefits is lengthy and exacting, which makes having a dedicated LTD lawyer on your side an excellent advantage. Choosing a lawyer who knows long-term disability insurance law is paramount. Here are a few of the ways an experienced San Francisco long-term disability lawyer can help with your case:

• Review and decipher your policy – The coverage available, requirements for filing claims, and deadlines for appeals can all vary by policy, and an informed insurance claims attorney can help you review and abide by your policy’s specific restrictions. An informed attorney can also help you fight back when the insurer is interpreting the policy in an unfair manner.
• Help you navigate the laws that impact your case – LTD and other private benefits must be administered by trustees who are bound by the rules of the Employee Retirement Income Security Act (ERISA). With the complexities of this area of law, you need someone by your side who understands the ins and outs of policies, coverage limitations, and claim procedures. Look for a lawyer with a proven track record of success in handling similar cases, someone who truly grasps the nuances of long-term disability insurance law.
• Gather evidence to build a strong claim or appeal – Knowing what the insurance companies look for in approving an LTD claim is critical, especially when filing an appeal. A skilled insurance claims attorney can help you identify and collect evidence for your claim.
• Negotiate with insurance companies – The negotiation tactics of insurance companies can be ruthless. But at Monahan Tucker Law, we know what your claim is worth, and we won’t hesitate to push back on unfair offers. We will work to get you the best outcome possible.
• Bring litigation against the insurer if needed – If your insurer denies your claim and your appeal, the next step is litigation.  Because of the way ERISA works, most insurers have no incentive to approve claims. There are no penalties enacted against them by the courts for denying claims.  In many situations, bringing a lawsuit is the only way to get valid insurance claims paid. The attorneys at Monahan Tucker Law have been litigation in San Francisco area courts for almost 25 years and have in-depth knowledge of the area courts and judges.

Turn to an Experienced San Francisco Long Term Disability Lawyer for the Help You Need Today

The compassionate and dedicated San Francisco long-term disability lawyers at Monahan Tucker Law have a wealth of impressive experience successfully guiding complex LTD claims like yours toward positive resolution, and we’re here for you, too. For more information about what we can do to help, please don’t delay reaching out and contacting us today.