Seattle Long Term Care Appeals Attorney

When long-term care insurance fails to provide the protection and security it promises, the consequences can feel overwhelming. At Monahan Tucker Law, we are dedicated to standing up for individuals and families navigating the challenges of long-term care insurance appeals. Our firm has a proven record of success, backed by decades of experience and a commitment to ensuring justice for our clients. We understand the emotional, physical, and financial toll of handling denied claims, and we’re here to provide compassionate, results-driven support tailored to your unique situation.

Experienced Advocacy in Long-Term Care Appeals

Monahan Tucker Law offers unparalleled experience in long-term care appeals. Over the years, we’ve earned a reputation as fierce advocates for our clients. Our attorneys are deeply familiar with the complexities of insurance policies and the tactics insurers use to deny rightful claims. More importantly, we don’t just fight for financial recovery—we fight to restore your dignity and the peace of mind you deserve. From the moment you begin working with us, your case becomes our cause.

Navigating Common Challenges in Long-Term Care Appeals

The long-term care appeals process can be frustrating and confusing. Many policyholders are blindsided by an insurer’s denial, especially in moments when they or their loved ones are most vulnerable. Some common challenges include:

• Denials Based on Activities of Daily Living (ADLs): Insurance companies often argue that the insured doesn’t require “substantial assistance” with at least two daily activities, such as bathing, dressing, or eating. These decisions overlook real-world scenarios, including fluctuating health needs or medication impacts.
• Allegations of Fraud: Insurers frequently conduct surveillance to claim that applicants are falsifying their need for care. These accusations can be devastating, especially when investigators take snapshots of isolated situations to build a misleading narrative.
• Insurance Bad Faith Claims: Some insurers unreasonably or deliberately deny valid claims, placing undue strain on policyholders. These situations may qualify as bad faith or elder financial abuse, potentially resulting in additional damages.

At Monahan Tucker Law, we help resolve these barriers. We meticulously review policies, medical evidence, and insurer justifications to craft compelling appeals that stand up to scrutiny. If bad faith or misconduct is a factor, we hold insurers accountable, pursuing the justice you are entitled to.  

Tailored Services to Address Your Needs

What sets us apart is our commitment to personalized service. Beyond our experience in long-term care disputes, we also provide complementary services such as insurance bad faith litigation and elder financial abuse claims. Our deep understanding of how insurers operate helps us anticipate and counteract their strategies effectively. Additionally, we manage all interactions with the insurer on your behalf, alleviating stress, so focus on what matters most—your well-being or that of your family.

Take the First Step Toward Resolution

If your long-term care claim has been denied, you don’t have to face the fight alone. Monahan Tucker Law is here to guide you through every step of your appeal with compassion, integrity, and tenacity. Together, we’ll build a strong case to secure the benefits you deserve.

Schedule a consultation today. With Monahan Tucker Law on your side, you can move forward with confidence, knowing your case is in the hands of experienced professionals dedicated to achieving your success.