Over the years, long-term care (LTC) insurance coverage has generated more and more consumer interest. As our population ages, insurance companies are overwhelmed by the rising number of long-term care claims. Many insurers have stopped selling these policies or drastically reduced the benefits they offer. However, they are still obligated to honor the policies they have already sold, even if it puts them in a financial bind.
At Monahan Tucker Law, we understand the challenges you face when filing a claim for long-term care benefits. We have the skills and tenacity to guide you through this complicated landscape. If you or someone you love has an LTC claim, turn to an experienced Seattle long-term care insurance lawyer for the help you need.
Long-term care insurance is designed to cover care requirements that are ongoing or long-term. This form of care is most often required by the elderly, but younger people are by no means immune to this need. Every LTC policy’s benefits and limitations are specific to the policy at hand, but the kinds of benefits that are generally covered include the following:
Providing sufficient evidence of the need for these services or accommodations is vital to obtaining benefits. When you work with a Seattle long-term care insurance lawyer, they can help you understand the documentation that is needed to submit a successful claim.
Eligibility for LTC benefits is often based on a serious condition that leaves you unable to continue providing your own care or an inability to perform two or more activities of daily living. The kinds of issues that generally will qualify for long-term care include the following:
The basic categories of activities of daily living related to eligibility include:
If you have long-term care needs and have LTC coverage, it’s important to know that receiving the benefits to which you are entitled is not a given. Insurance companies do what they can to keep benefits low, and LTC insurance providers are no exception. This is why one of the most important steps you can take in pursuit of an LTC claim for yourself or a loved one is reaching out to the professional legal counsel of a reputable Seattle long-term care insurance lawyer early in the process.
The practiced Seattle long-term care insurance lawyers at Monahan Tucker Law care about you and your claim and are well-positioned to help you successfully navigate the path to receiving the benefits to which you’re entitled. Obtaining fair benefits can make a considerable difference in your and your family’s future, and we’ll leave no stone unturned in our quest to help. For more information about what we can do for you, please don’t wait to contact us today.
Our attorneys have decades of experience with insurance litigation and an unparalleled track record of success.
Your trust is important to us. From our first consultation through litigation, we will be transparent with you, and we will hear you every step of the way.
We are one of the rare firms that can provide first-hand knowledge of how your insurer thinks and reacts, and has consistently prevailed in some of the most complex and high value insurance disputes seen in ERISA and non-ERISA litigation.
Our attorneys trained at some of the most aggressive large law firms in the world. Though we believe there are usually better ways to litigate and resolve disputes, our opposition does not always agree. When necessary, we are masters of unrelenting, tenacious litigation. When you hire us, you turn the insurer’s previous weapon against it.
We do this work because we want to be here, for you. We understand what you have been through, and that everyone has times where they need support. One of the strongest steps for yourself and your family is to ask us for help. Together, we’ve got this.
I empathize with you that you find yourself in need of a Disability Insurance Attorney. Stacy Tucker empathized, and compassionately assisted me throughout a very difficult, complicated and drawn-out legal process. I was very satisfied with the result we ultimately...
Stacy Tucker is a knowledgeable, skilled attorney who you want on your side. In a difficult LTD case, with complicating factors, Stacy fought hard to get me the best possible outcome. I was wrongly denied benefits by my LTD carrier...
Excellent attorney! Could not be any better! Stacy helped me with my long-term disability case. After fighting with the insurance company on my own, I was exhausted and frustrated. After the very first conversation with Stacy, I knew I could...
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