Berkeley Long Term Disability Attorneys

Berkeley Long Term Disability Attorneys

When a disability prevents you from working, the financial and emotional toll can be overwhelming. Navigating the complex landscape of long-term disability claims is often fraught with challenges that can exacerbate an already stressful situation. At times like these, having a trusted legal advocate on your side can make all the difference.

What To Do If Your Long Term Disability Claim Gets Denied

If your claim has been denied, the first step is to remain calm and not give up hope. It’s important to understand that a denial does not necessarily mean the end of your case. A significant number of initial claims are denied by insurance companies.

The next step in this process is to consult with an experienced long-term disability attorney. They can help you understand the reasons for your denial and strategize on how to appeal it. It’s crucial to act quickly as there are strict deadlines for filing appeals.

At Mohanan Tucker Law, our team has decades of experience fighting for the rights of those who have been wrongfully denied disability benefits. We recognize the tactics insurance companies use to deny or delay claims and will work tirelessly to protect your legal rights.

Common Reasons for Denial

There are various reasons why a long-term disability claim may be denied, including:

• Insufficient medical evidence: Insurance companies often require extensive medical documentation to support a disability claim. If they deem the evidence provided as insufficient or inconclusive, they may deny the claim.
• Pre-existing conditions: Some policies have exclusions for pre-existing conditions, meaning that if you had a condition before obtaining coverage, it may not be covered under the policy.
• Failure to meet the definition of disability: Each insurance policy has its own specific definition of what qualifies as a disability. If you do not meet this definition, your claim may be denied.
• Missed deadlines: As mentioned before, there are strict deadlines for filing appeals. If you miss these deadlines, your claim may be denied by default.

How We Can Help

At Mohanan Tucker Law, our team is dedicated to helping individuals who have been wrongfully denied long-term disability benefits. We will work closely with you to gather all necessary evidence and medical documentation to support your claim. Our attorneys are skilled negotiators and litigators, and we will not hesitate to take your case to court if necessary.

We understand the emotional and financial toll of being unable to work due to a disability, and we are committed to helping you secure the benefits you deserve. Contact us today for a consultation with one of our experienced long-term disability attorneys. We will review your case with compassion and provide you with the guidance you need to navigate this challenging process.

Reach Out Today

If you are facing the daunting task of filing a long-term disability claim, don’t navigate it alone. Contact Monahan Tucker Law today for a consultation. Let us help you secure the benefits you need and deserve, providing you with the peace of mind to focus on your health and well-being.