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Long Term Disability Lawyers Berkeley

Home//Long Term Disability Lawyers Berkeley

Long Term Disability Lawyers Berkeley

When an insurance company denies or terminates your long term disability claim, the consequences can be devastating. You may have relied on this coverage to support yourself and your family, and now you are facing financial uncertainty while dealing with a serious disability or illness.

At Monahan Tucker Law, we understand the challenges that individuals face when their long term care benefits are denied or terminated. Our team of experienced Berkeley long term disability lawyers is dedicated to helping clients tackle the complex process of appealing a denial or termination of their long term disability claim. We are committed to advocating for our clients and fighting for the benefits they deserve.

Understanding Long Term Disability Insurance

Long term disability insurance is designed to provide financial security if you become unable to work due to a serious illness or injury. This type of coverage can be obtained through a private policy, employer-sponsored plan, or government program such as Social Security Disability Insurance (SSDI). Depending on the specific policy, long term disability insurance usually replaces a percentage of your pre-disability income, typically around 60-80%.

Reasons for Denial or Termination of Benefits

Unfortunately, long term disability claims are often denied or terminated by insurance companies. Some common reasons for denial or termination include:

  • Insufficient medical evidence: Insurance companies may argue that there is not enough medical evidence to support your disability claim.
  • Pre-existing conditions: Many policies have exclusions for pre-existing conditions, which means that if you have a condition that existed before the policy went into effect, it may not be covered.
  • Failure to meet the definition of disability: Most policies require that you are unable to perform the responsibilities of your current occupation or any occupation suitable for your training and experience. Insurance companies may argue that you do not meet this definition.

The Importance of Seeking Legal Representation

If your long term disability claim has been denied or terminated, it is crucial to seek legal representation from an experienced Berkeley long term disability lawyer. An attorney can review your policy, gather necessary evidence, and help you build a strong case for appeal. They can also negotiate with the insurance company and represent you in court if necessary.

At Monahan Tucker Law, we have a successful track record of helping clients secure the long term disability benefits they deserve. Our team understands the complexities of these cases and will work to protect your rights and best interests.

Why Choose Monahan Tucker Law?

Choosing the right law firm to handle your long-term disability claim can make all the difference. Here’s why Monahan Tucker Law stands out from other firms in Berkeley:

  • Direct Attorney Communication: Unlike many firms that delegate client communication to paralegals or secretaries, at Monahan Tucker Law, you will always speak directly to an attorney. This ensures you receive reliable advice and feel confident about your case.
  • Proven Success: Our firm has a long track record of success in insurance litigation, including notable victories in the United States District Court for the Western District of Washington. Our knowledge helps us consistently achieve favorable outcomes for our clients.
  • Comprehensive Support: We manage all aspects of your claim, from gathering medical and vocational evidence to appealing denials and representing you in court if necessary. We also handle future interactions with insurers, providing peace of mind.
  • Knowledge: Our attorneys are well-versed in handling complex cases involving conditions such as neurological disorders, chronic fatigue syndrome, and traumatic brain injuries. We understand the specific evidence required to support these claims.

Contact Us

If you are dealing with a long-term disability claim denial, do not navigate this challenging journey alone. Reach out to Monahan Tucker Law to schedule a consultation and discover how we can help you reclaim your benefits.

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Experience

Our attorneys have decades of experience with insurance litigation and an unparalleled track record of success.

Integrity

Your trust is important to us. From our first consultation through litigation, we will be transparent with you, and we will hear you every step of the way.

Quality

We are one of the rare firms that can provide first-hand knowledge of how your insurer thinks and reacts, and has consistently prevailed in some of the most complex and high value insurance disputes seen in ERISA and non-ERISA litigation.

Strength

Our attorneys trained at some of the most aggressive large law firms in the world. Though we believe there are usually better ways to litigate and resolve disputes, our opposition does not always agree. When necessary, we are masters of unrelenting, tenacious litigation. When you hire us, you turn the insurer’s previous weapon against it.

Compassion

We do this work because we want to be here, for you. We understand what you have been through, and that everyone has times where they need support. One of the strongest steps for yourself and your family is to ask us for help. Together, we’ve got this.

What Our Clients Have To Say

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