How Attorneys Fight Big Insurance Companies

When you find yourself facing off against a big insurance company, it’s easy to feel overwhelmed and powerless. These companies are equipped with vast legal teams and resources designed to protect their interests. However, understanding their tactics and knowing how to effectively counteract them can make a significant difference in your claim process. Here are some essential tips and strategies to help you navigate this challenging ordeal.

Common Tactics by Big Insurance Companies

Insurance companies often employ several tactics to minimize payouts:

1. Complex Legal Jargon: Policies are filled with complex terms that can confuse clients, especially those dealing with pain or cognitive impairments. Attorneys can help demystify these terms, ensuring you understand your rights.
2. Delayed Responses: They may intentionally delay responses to frustrate you into accepting lower settlements. Having an attorney can expedite the process and keep the insurance company accountable.
3. Questioning the Severity of Disability: Insurers might dispute the severity of your disability or the necessity of certain treatments. A knowledgeable lawyer can present compelling medical evidence to validate your claims.

The Importance of Collecting and Preserving Evidence

Collecting and preserving evidence is crucial when dealing with insurance companies. After an injury or accident, make sure to:

• Gather Medical Records: Document all your injuries and treatments. This serves as critical evidence to support your claim.
• Photograph the Scene: Take pictures of the accident scene, your injuries, and any property damage.
• Obtain Witness Statements: Collect statements from witnesses who can corroborate your account of the incident.

Monahan Tucker Law emphasizes the importance of thorough documentation. In a case involving a denied disability claim, they leveraged comprehensive medical records and witness testimonies to overturn the denial, ensuring the client received deserved benefits.

Strategies for Dealing with Insurers

Dealing with insurers can be a daunting task. Here are some strategies to ensure a fair settlement:

• Understand Your Policy: Know what your policy covers and the terms involved. This knowledge arms you for negotiations.
• Present Strong Evidence: Well-documented evidence strengthens your position and makes it harder for the insurer to deny your claim.

• Filing a Lawsuit: If the insurance company remains uncooperative, filing a lawsuit might be necessary. This involves gathering evidence, filing a complaint with the court, and preparing for a hearing.
• Appeals Process: Many policies have an appeals process where additional information can be submitted to support your claim.

Monahan Tucker Law has a proven track record in litigation. We attorneys have successfully represented clients in court against big insurance companies, securing favorable outcomes.

Why Hiring An Attorney Is Important

Dealing with big insurance companies can be intimidating, and having a knowledgeable attorney by your side can level the playing field. An experienced lawyer can provide invaluable guidance in navigating complex legal language, collecting evidence, and negotiating with insurers. They also have the resources to fight for your rights in court if necessary.

Contact Us

Facing big insurance companies can be intimidating, but with the right approach and legal support, you can navigate these challenges successfully. Monahan Tucker Law is dedicated to helping clients stand up to insurance companies, ensuring they receive the compensation they deserve. If you’re dealing with an insurance dispute, don’t hesitate to reach out to us.